In New York, many people use ridesharing services like Uber. Companies like Uber provide an alternative to traditional public transportation that is both affordable and convenient. But what if your Uber were to crash in the Big Apple?
In the unfortunate event of an accident involving your Uber driver, knowing the protocol for receiving compensation is essential. Regrettably, getting insurance money after an Uber accident is not as easy as calling for a ride.
Ridesharing services like Uber insist that they are not responsible for the actions of their drivers. Companies say they do not use their own drivers for ridesharing services. They, on the other hand, try to pass off their drivers as freelancers. The ridesharing service will not pay for any injuries sustained by someone who is not an official employee. An Uber accident lawyer in Queens can advise you on following the right legal steps.
If an Uber driver was involved in an accident, would their insurance pay for it?
Sure, although it becomes tricky at times. Accidents that occur while the car is being used “for hire” to carry a paying passenger are typically not covered by standard auto insurance. Since the insurance coverage likely has a clause excluding commercial use, the firm may potentially disclaim liability in the event of an accident involving an Uber driver.
Fortunately, drivers for Uber and similar services are covered by some form of insurance. The driver’s insurance status at the time of the accident will determine coverage.
Who pays for injuries in a New York City Uber car accident?
Who pays for damages in a New York accident involving an Uber depends on who was at fault. You should be able to bring a claim against the Uber driver if they were responsible for the accident.
The most frequent reasons for Uber car accidents are:
- Careless and dangerous driving
- Inattention while driving
- Impaired driving due to drugs or alcohol
- Harsh driving tactics, such as tailgating
- Breaking the rules of the road
- Distracted driving
- Problems and breakdowns with vehicles
- Dangers and faults on the road
If the car accident were the fault of another motorist, you would file a claim against that person. An Uber auto accident’s root cause can potentially lie with a pedestrian or cyclist. Accidents involving Uber drivers may involve multiple parties, including the government, a haulage firm, or a car manufacturer.
How much reimbursement could I get if I was in a crash with a rideshare?
You may be entitled to monetary compensation for your losses if an Uber driver is at fault for your injuries. Non-monetary losses may also be compensated for. If the motorist was extremely careless, punitive damages may be granted.